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Can “Buy Now, Pay Later” Apps Be Trusted with My Personal Data?

Identity IQ

Considering this type of app is a new concept, it’s not fully regulated like banks or mortgages, at least, not yet. Recent regulatory insight into buy now, pay later highlights the risks tied to this growing credit option. Those consumers’ credit scores increased by 13 points, on average.

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Common Holiday Scams and How to Avoid Them

Identity IQ

Never share personal information or banking details with unsolicited callers or emails. Many retailers offer secure delivery options, such as in-store pickup or lockers, which help reduce the risk of porch piracy. How to Help Avoid Holiday Scams As the holiday season approaches, so does the increased risk of falling victim to scams.

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Me on the Equifax Breach

Schneier on Security

Hearing on "Securing Consumers' Credit Data in the Age of Digital Commerce". Subcommittee on Digital Commerce and Consumer Protection. The Equifax breach was a serious security breach that puts millions of Americans at risk. And in 2014, the company reported yet another security breach of consumer information.