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IdentityIQ Releases Report on Newest Scams to Target Your Identity

Identity IQ

This report explores key findings based on IdentityIQ member-reported data and found significant jumps in two major types of scams: peer-to-peer payment apps utilizing platforms such as Cash App, Zelle and Venmo, surging more than 58%, and scams stemming from the theft of personal documents, increasing by 44%.

Scams 86
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Credit Card Fraud VS. Debit Card Fraud: Are you Protected?

Identity IQ

Consumer protection laws differ in each case and knowing the differences can help to keep your accounts safe from identity theft. While there are protections for both, you can face more liability for fraudulent charges than if you’d used your credit card instead. They can advise you on your next steps.

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Can “Buy Now, Pay Later” Apps Be Trusted with My Personal Data?

Identity IQ

The Consumer Financial Protection Bureau recently asked several buy now, pay later, or BNPL, providers for information related to some concerns it has about short-term installment plans. The companies have until March 1 to send the information to the CFPB. Those consumers’ credit scores increased by 13 points, on average.

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Common Holiday Scams and How to Avoid Them

Identity IQ

Be wary of these common online shopping scams: Fake websites and online stores: Scammers often create fake websites that mimic legitimate retailers, hoping to trick unsuspecting shoppers into entering their personal and payment information. Look for typos in the URL, poor website design, and a lack of contact information as red flags.

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Scary Fraud Ensues When ID Theft & Usury Collide

Krebs on Security

Jim told MSF and others who called or emailed that identity thieves had applied for the funds using his name and information; that he would never take out a payday loan; and would they please remove his information from their database? Jim says MSF assured him it would, and the loan was never issued. A portion of the Jan.

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It’s a Holiday Security Breach Blowout

SiteLock

Oh, and I received three notifications of compromise of my personal information. The notice speaks of other information used in background investigations, though doesn’t name them directly. The notice speaks of other information used in background investigations, though doesn’t name them directly. I watch people play wargames.

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What is Maryland’s Online Data Privacy Protection Act?

Centraleyes

Defining “Consumer” and “Personal Data” Under MODPA, a “consumer” is defined as a Maryland resident acting in an individual context, excluding commercial or employment contexts. The Maryland Personal Information Protection Act (PIPA) does not make the bar of comprehensive privacy laws.